What does travel accident and health insurance provide coverage for?

Travel accident and health insurance is specifically designed to provide coverage for expenses related to accidents and illnesses that may occur while a traveler is away from home. This coverage typically includes medical expenses resulting from unexpected health issues, such as injuries or sudden illnesses, as well as benefits related to travel accidents. It ensures that travelers have access to necessary medical care without bearing the full financial burden during unexpected situations.

The other options pertain to different types of travel-related concerns. Sensible travel arrangements may offer amenities like pillows and blankets, but these do not fall under accident and health insurance. Similarly, protection against lost luggage and reimbursement for canceled flights relate to travel insurance policies that cover trip disruptions or lost personal items, rather than health and accident-related incidents.